As your financial planning advisor, we take care of your current lifestyle requirements as well as future goals. The planning process is what gives us a deeper sense of your perspective, potential risks and possibilities. This understanding gives a greater foundation to build a strategy that serves long-term. From wealth transfer and educating the next generation to retirement planning and new business ventures, we focus on optimizing your wealth to help you pursue your dreams. Some of the areas where we can make a huge difference to you are:

• Income planning
• Value-based planning
• Retirement planning
• Personal financial planning
• Business succession planning
• Philanthropic planning

A sound financial plan helps you respond to your financial situation in the most constructive way – making timely investments, setting aside funds for expected or emergency events, and monitoring progress towards your defined financial goals.

Having to manage private wealth comes with the tedious task of dealing with legal and tax aspects. Typically seen as an administrative burden, it is critical for your success nevertheless.

As your advisor, we will help you to assess, monitor and manage your legal and tax affairs. Having worked with several individuals and families at different stages of asset management, we understand the complexity a legal or a tax situation can create. Add to it the constant change in regulations and new tax developments that may impact your overall financial, estate and business planning. We have closely worked with some of the best legal and tax experts and will extend their services on need-basis to help you manage seamlessly.

Our expertise in assessing tax implications and mitigating risks will help you navigate the complex tax and regulatory concerns through a range of services from due-diligence to implementation. We view every decision through a tax-efficient lens whether it’s for your business or family office. We take care of all aspects related to tax and legal, ultimately freeing up your time to focus on what is important to you.

Our tax structuring and legal services can help you with:

• Implementation of investments
• Debt recovery
• Tax returns
• Tax savings
• Reporting and documentation of investments
• Safety in relation to investments, capital transactions and ongoing operational activities
• Foreign exchange
• Accounting and bookkeeping

Apart from advising and assisting with tax returns and compliances, our legal and tax experts can also provide long-term tax planning advice and solutions so that your future is free of hassle.

Whenever wealth and leadership is transferred to the next generation, there is an air of uncertainty of what the future will bring. Researchers have suggested that there is a dilution of wealth across generations, about 70% by the second generation and 90% by the third, and is a challenge almost all wealthy families face. This makes estate and succession planning extremely crucial for creating a successful legacy.

Legacy planning helps you to establish goals for the ultimate disposition of your wealth. It is an opportunity to contemplate and define what wealth really means to a family. Accordingly, a definitive plan can be created for managing total wealth while one is alive with a clear plan to pass on the legacy.

We provide an independent and experienced view and have the skills to facilitate discussions on matters that can sometimes be sensitive. We strive to maximize your wealth transfer while optimizing taxes and other potential costs.

We ensure a smooth transition of ownership, leadership and management of your business and family assets to your successors by helping you draft and execute wills, form trusts and execute the deeds of the trust, and any specific requirement that ensures a successful transition. We are aware that transition can be a delicate process and pay attention to the financial, emotional and legal aspects involved to help the family through the transition period.

Protecting and providing for those we care about is something we all want to do. That involves more than a will. This is where we bring careful estate planning and smart use of trusts and professional advice to protect your family and wealth.

For most of us, a trust is a complicated structure to understand but it can be an excellent wealth planning tool, especially for wealthy families. When you need additional support and continuity to protect and transition your family’s wealth, you can choose an individual to act as a fiduciary, or you can choose a professional fiduciary to ensure continuity for successive generations. While choosing a trustee or executor is often framed by emotions, it is important to consider factors like resources, impartiality, expertise, availability and continuity. More often, an individual fiduciary may possess some but not all of these strengths. To complement these qualities, families frequently turn to a corporate fiduciary to work alongside a trusted advisor, family member, or friend.

Whether you are planning for your family’s future or acting as an executor for someone else’s estate, we can help you manage the legal, accounting, taxation and investment concerns involved in protecting and growing wealth, ultimately benefitting the people you care for.